The amount of funds that you need to immigrate are correlated with the type of immigration – economic, business, family sponsorship or humanitarian sponsorship. While some programs only require application fee to be paid, others require material investments. Below is a peripheral break-up by category

  • Economic immigration: Most economic categories of immigration require proof that the prospective candidate will be able to support themselves financially during relocation. While this is true for most of the cases, others require that a person has a valid Canadian job letter or desirable Canadian work experience that makes up for the financial independence. The logic being that these candidates do not require funds for resettlement in Canada given the fact that they have already integrated into the Canadian workforce.

  • Business immigration: This category requires considerable investment in Canada either via an investment in a Canadian company or requires the candidate to make an interest free loan to the federal or provincial government.

  • Family sponsorship:For most part, one does not provide financial information to sponsor a spouse or dependent child. If you are sponsoring other family members like a parent or grandparent, there is a financial requirement that will need to be met in order to meet the eligibility criteria

  • Humanitarian and refugee sponsorship: If one applies under this category of humanitarian and compassionate grounds applications, no financial requirements exist. The only exception being if the refugee is a privately sponsored applicant. In that case, the Canadian group sponsoring the refugee must demonstrate that they have raised sufficient funds to sponsor the resettlement of the refugee candidate.

There is no specific age limit requirement for any Canadian immigration program. People in any age group can apply. However, in most categories of economic immigration, candidates in the age group of 25 to 35 years receive the maximum points. Having said that, candidates in other age groups with better qualifications, substantial work experience, better language proficiency and blood relatives in Canada can easily equalize any points lost for age in economic immigration. Family sponsorship and humanitarian and refugee immigration to Canada do not use a ranking system and therefore do not have any penalties for age whatsoever.

Job letter is not a pre-requisite for immigration. In fact, most prospective candidates do not plan to get a PR on the basis of a job letter. While having a job letter does improve one’s chances and while some Canadian immigration programs require applicants to have a Canadian job offer, there are a range of programs and options available to foreign nationals without an offer of employment in Canada.

This varies with every immigration program. An example being Express Entry system that allows the immigrant to bring their dependents - spouse and children on the application, but does not permit parents. However, Canada has family sponsorship programs enabling Canadian citizens and permanent residents to sponsor their spouse or common-law partner, dependent children, and parents/grandparents. In order to determine whether or not your family members may join you, first you must first determine which immigration route you with to pursue!

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